Petitioner Shubham Kapaley tried to use his already existing VPA/ UPI
ID for other transactions as well, however, the same issue of denial of interoperability persisted.
The petition alleged that Google India's app 'Google Pay' was flouting the rules of Unified Payments Interface (UPI) interoperability and that it does not allow new users to use their existing Virtual Payment Address (VPAs) or UPI ID on its platform, which the consumer might have created through other UPI platforms or apps.
According to an earlier NPCI circular, no merchant can/ shall force the customer to create a VPA or register for UPI to avail any services on a merchant app.
The plea claimed that Google Pay
insists consumers to create a new UPI ID or VPA to use its platform and sought initiation of action against Google India Digital which is provisioning its services by way of this app in the country.
It sought to direct RBI and Centre to conduct a thorough third party and independent investigation of the app to check compliance of every directive and guidelines issued by National
Payments Corporation of India (NPCI), which operates various digital payment instruments including UPI, and RBI.
The plea said that a hefty penalty of at least 10 times revenue of Google Pay, since start of its operations in India, be imposed and be contributed towards Covid-19 Relief Fund here.