The deposit and credit grew at 23 per cent and 25 per cent respectively in the full-year period.
The capital adequacy ratio (CRAR) for the quarter was 15.83 per cent, an improvement against 15.31 per cent in the previous quarter.
The gross non-performing assets (NPAs), as a percentage of total advances, in the present quarter, stood at 1.16 per cent, a rise against 1.08 per cent in the September quarter. In the year-ago quarter, the gross NPA ratio was at 0.94 per cent.
Reserve Bank of India’s audit of the banks
was completed in late December. The effect of divergence between the bank’s NPA accounting and that of the central bank, if any, will be seen in the next quarter. The bank has made no additional provision for the cases referred to the National Company Law Tribunal.
On Thursday, the lender's scrip on BSE closed 2% lower at Rs 1,698.60.