The deposit and credit grew at 26 per cent and 24 per cent respectively in the full-year period.
The capital adequacy ratio (CRAR) for the quarter was 15.63 per cent against 16.18 per cent in the previous quarter.
The gross non-performing assets (NPAs), as a percentage of total advances, in the present quarter, stood at 1.08 per cent, at 1.09 per cent in the June quarter. In the year-ago quarter, the gross NPA ratio was at 1.93 per cent.
Provisions and contingencies were Rs 293.75 crore against Rs 213.88 crore in the same quarter last year. This was a decline of 5 per cent from Rs 309.97 crore in the previous quarter.
Managing Director, Romesh Sobti stressed the bank's commitment to the microfinance sector but revealed no information on their merger with Bharat Financial Inclusion.